Prospect Bank serves the Champaign-Urbana, Gilman and Watseka communities by offering a full range of products and services designed to meet and exceed your banking expectations. What makes the difference at Prospect Bank, is our people. Our trusted banking professionals have been serving the people of Champaign-Urbana, Gilman and Watseka for many years. They have knowledge, experience and a reputation for excellence. Now, at Prospect Bank, you can find the dedicated service you deserve from the professionals you know and trust.